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Meet Chris Moreno of GoKapital in Coral Gables

Today we’d like to introduce you to Chris Moreno.

GoKapital was formed in 2013, with the goal of facilitating access to alternative lending to borrowers nationwide quickly and easily. With banks limiting access to traditional financing, they aim to provide entrepreneurs with the working capital they need to fuel American small businesses. Although offering business loans and real estate financing in all 50 states, GoKapital has also strongly focused on serving the Latino business community.

Chris, founder, and CEO is a graduate of Cornell University’s business school and has previously worked in financial services in New York City, as well as in economic research for the federal government in Washington D.C. He was raised in Miami in an entrepreneurial upbringing, with his family having emigrated from Colombia in the late 1980s and forming their own business in Miami. His upbringing, coupled with experience in investment banking experience on Wall Street, helped him identify the challenges faced by small and medium-sized businesses in obtaining conventional bank lending – especially the underserved needs of Hispanic-owned businesses.

Upon returning to Miami, Chris formed GoKapital and built its proprietary financial technology that matches borrowers to a variety of lending programs, even for borrowers with low credit, limited time in business, or other factors which cause a bank to decline an applicant. The company now has over 100 active sales agents, an A+ Rating from the Better Business Bureau, an office in Miami and Colombia, and hundreds of satisfied clients. Chris has also presented as Guest Lecturer to FIU’s business students on topics in entrepreneurship/career goals.

By maintaining its mission of providing exemplary service and employing committed staff, GoKapital will continue to expand its operations and provide financing to more customers.

Great, so let’s dig a little deeper into the story – has it been an easy path overall and if not, what were the challenges you’ve had to overcome?
As a result of the 2008 mortgage crisis, both businesses and consumers were severely impacted by the economic recession that followed. This led to GoKapital’s formation and its mission of providing alternative lending options to the backbone of the American economy – small and medium businesses.

With no private equity investment or outside financing, Chris Moreno created GoKapital equipped with a dream, desire, and support from his entrepreneurial family. He understands the very same customers GoKapital serves, as he similarly went through all the difficult stages of growth that all start-up companies experience.

By constantly improving its financial technology, adding new loan programs that meet the demands of borrowers, and having a growing team of dedicated employees, the company has continued to experience success since its inception and has plans for opening an additional location.

Alright – so let’s talk business. Tell us about GoKapital – what should we know?
GoKapital prides itself on its easy application process with quick turnaround times. We typically provide approvals within 24 hours and advise clients on which financing program is best for their needs. Furthermore, loan documentation is minimal, with funds provided in as fast as 1 business day. You may apply for a business or real estate loan at through our secure online application, in our office, or with one of our many sales agents throughout the country.

We know that every business has different needs, and offer a variety of lending options, including lines of credit, merchant cash of advances, equipment leasing, unsecured business loans, real estate investment loans, invoice factoring, commercial mortgages, and more. We also have multilingual staff in order to assist clients as best as possible. As a result of our dedication to making the business lending process simple, GoKapital has obtained an A+ rating from the Better Business Bureau and has also been ranked as one of the Best Alternative Small Business Lending Companies for 2018 by Business News Daily.

Is there a characteristic or quality that you feel is essential to success?
Former Secretary of State, Colin Powell, once said “There are no secrets to success. It is the result of preparation, hard work, and learning from failure.” Starting any business or investing in real estate will carry risk and require serious commitment. With the success that may come with any business endeavors, there will always be difficulties to overcome.

For this reason, it’s essential to be involved in something you are passionate about. Successful entrepreneurs are inherently risk-takers and problem solvers and will be less discouraged when they are passionate about what they do. It’s especially important to always be taking action, being persistent in the face of adversity, and maintaining the strong focus and dedication necessary to turn an idea into reality.


  • Unsecured Business Loans from $10,000 to $5,000,000
  • Real Estate Loans from $50,000 to $50,000,000

Contact Info:

Getting in touch: VoyageMIA is built on recommendations from the community; it’s how we uncover hidden gems, so if you know someone who deserves recognition please let us know here.

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