Today we’d like to introduce you to Jose Cepero-Chang.
Jose, we appreciate you taking the time to share your story with us today. Where does your story begin?
Jose Raul Cepero left his home country, eleven years ago in search of opportunity. What began as a student exchange program in Canada during his final year at the University of Havana, became the foundation of a journey marked by resilience, discipline, and purpose.
A former professional chess player trained in Cuba’s High Performance Athlete School, Cepero developed the strategic mindset that would later define his career. After settling in the United States, he reinvented himself academically, graduating with honors from Florida International University (FIU). His excellence earned him recognition from the Florida Institute of CPAs (FICPA) as one of the brightest minds of the academic year.
Today, Cepero is the Founder and CEO of Homeland Accounting and Financial Services, where he provides tax, accounting, and financial advisory services nationwide. As an IRS-registered Enrolled Agent, he is authorized to represent taxpayers before the IRS.
Driven by a mission to educate and empower the Hispanic community, Cepero believes that understanding the U.S. financial system is the key to lasting stability and freedom. “When you understand the rules of the game,” he says, “you can build a future with confidence.”
Based in Miami, Cepero lives with his wife and three children, guided by faith, family, and a commitment to helping others achieve true financial independence.
Alright, so let’s dig a little deeper into the story – has it been an easy path overall and if not, what were the challenges you’ve had to overcome?
Not at all. It has been anything but smooth. Like many immigrants, I had to rebuild my life from the ground up. One of the biggest challenges was balancing full-time work while pursuing my education and raising three children at the same time. There were long days that started early and ended late, often studying before my kids waking up in the mornings.
Financial pressure, exhaustion, and uncertainty were constant companions, but giving up was never an option. I had responsibilities not only as a student, but as a provider and a father. That season of my life demanded discipline, sacrifice, and unwavering focus.
Looking back, those struggles shaped who I am today. They strengthened my resilience, my work ethic, and my appreciation for every opportunity. The road was difficult, but it taught me that with perseverance, faith, and a clear purpose, obstacles can become stepping stones toward growth and success.
Thanks – so what else should our readers know about Homeland Accounting and Financial Services?
With years of professional experience and an unwavering commitment to integrity, Jose, a skilled Enrolled Agent, brings deep knowledge, precision, and personal care to every client relationship. As an Enrolled Agent, he is federally authorized by the IRS to represent taxpayers in all tax matters — from tax preparation and filing to audits and appeals.
An honors graduate of Florida International University’s highly respected Accounting program, he combines technical expertise with real-world insight to deliver exceptional financial services. His mission is simple: to make complex financial issues understandable, manageable, and stress-free for his clients. Backed by FIU’s comprehensive accounting education, you receive more than just a tax preparer; you gain an accountant and financial strategist, who is dedicated to maximizing your benefits through expert financial services and effective tax preparation
Personalized Attention
No cookie-cutter approach here; every tax plan and financial strategy is tailored to your goals
For Individuals
Comprehensive Tax Preparation & Filing
IRS Representation & Debt Resolution Services
Tax Planning for Maximum Savings
Year-Round Tax Support and Guidance
For businesses
Business Tax Preparation (LLC, S-Corp, Partnerships, etc.)
Full-Service Bookkeeping & Financial Reporting
Payroll Setup and Management
Accounting System Setup (QuickBooks, etc.)
Strategic Tax & Financial Planning
IRS Representation
Jose is experienced in handling IRS audits, appeals, and collection issues. He can represent you before the IRS and help you resolve any tax problems.
Peace for business owners
We understand the challenges of running a business — from managing day-to-day accounting to meeting your tax obligations. Our goal is to simplify the process, giving you clarity and control over your financial future.
Is there something surprising that you feel even people who know you might not know about?
I was a professional Chess player, a chess master
Pricing:
- Starting @ 125 (Basic Return. 1-W-2)
- Pricing changes according to the complexity of the return
Contact Info:
- Website: homelandtax.com
- Instagram: https://www.instagram.com/homeland_tax/
- Facebook: https://www.facebook.com/profile.php?id=61572770810023
- Linkedin: www.linkedin.com/in/joseceperochang

