Check Out Ar-Rasheed Brisco’s Story

Today we’d like to introduce you to Ar-Rasheed Brisco.

Hi Ar-Rasheed, please kick things off for us with an introduction to yourself and your story.
“Luck is what happens when being prepared meets the right opportunity” is what my last employer stated to me as I was hired for the last job I had before going full-time with my company. It was the wrong place for me to be in; but those words resonated with me and probably will for the rest of my life. You know, it’s hard for me to point to one specific event that sparked what has become a successful black owned credit consulting organization. If I had to choose some defining moments though, it would have to have been the moment in 2016 when I decided to use a credit card to pay for a summer course of an ex-girlfriend who was starting her master’s program. At that time, I wasn’t aware of what I actually was doing, how powerful of a tool I had with one card being able to pay for a college course and most importantly, how that decision would later on impact me. That same summer actually ended up being one that was filled with many ups and downs that tested my integrity, character and made me question my life’s purpose. The setbacks faced during this time put my credit in an awful place, which resulted in me learning how to fix it. Looking back, I should’ve started the company then! My credit was fixed and over time I began to help others with questions they may have had or errors on their credit reports. I was still working for other people though, so naturally I didn’t have the time to fully dedicate to this craft. Having run the corporate “rat race” for years, I began to grow tired of being told what to do by people who often times were in positions of authority based off tenure and nepotism. I hated having to work in environments where the money I was making was the trade-off for being told what to do all day long and metaphorically getting beat down by the negativity and broken dreams in office spaces. Plus, the skill I developed with credit was one that TRULY was helping people and change the lives of those who I came into contact with. Over the span of six years working in B2B sales, to working in a law firm and even in the casino industry, my background was filled with the experience of many areas; but the common denominator in all the different workplaces was the amazing people that I got to meet and work with.

Some of those people were ones that I got to help with credit and understanding finance, which further helped to push me into entrepreneurship. COVID also has been a time where people all throughout the world have had things happen to them that will change the course of their life forever. Unfortunately, I too have experienced those changes with several deaths in the family due to this disease. On the flipside though, business actually grew! My company was one that I thought would be a great side hustle at its inception; but the growth that happened and has continued ever since was enough for me to fire my boss which eventually happened this past fall. I can’t say that it was all me, there were lots of folks who helped to inspire me in ways that I’m not even sure that they know. You know how it is when you talk to people who give you inspiration, though they probably aren’t even realizing what you’re absorbing? That happened too many times to count during my time at the casino and when you mix the constant inspirational sparks with the new success I was seeing outside in my own company; it only was a matter of time at that point. The straw that broke the camel’s back though, was them playing corporate games that no longer phased me once my income from my company rivaled the income, they were putting in my pocket.

Me beginning to take the leap of starting my company was one that started with reservations. Something about going into business for yourself when you’re used to clocking in at another business just wasn’t easy thing to do. Yet, here we are in 2021 going into year number three of operation! We now represent clients from over twenty states and have removed thousands of negative credit items from client credit reports using factual based disputes. My company is one that is built with the people in mind and at the forefront. We’ll be looking to grow this year to new levels as our client results continue to come in with consistency and efficiency. I can’t thank everyone that worked with us enough for the support, the fulfillment gained personally when we help someone change their life based on having a “second wind” with their credit is truly second to none. The old saying really is true, “when you love what you do, you never work a day in your life.”

Alright, so let’s dig a little deeper into the story – has it been an easy path overall and if not, what were the challenges you’ve had to overcome?
I wish it was smooth! There were a wide variety of challenges, some mental, some physically in the way, of course some were financial. One of the biggest challenges was blazing a trail down a road untraveled. You see, when you don’t know anyone personally that has done what you’re trying to do, that road can get dark. You’re literally learning as you go. Some of those growing pains can really hurt, and sadly, some of them are wounds that may not ever heal. Little things that people don’t tell you about such as branding or how to make sure your process is smooth for customers can really show their importance as time goes on. Financial challenges are also huge too. It takes money to make money, there’s no getting around that fact. Anyone looking to pursue this dream of entrepreneurship should definitely be prepared to put their money where their dreams are.

Thanks – so what else should our readers know about your work and what you’re currently focused on?
My company helps clients clean up their credit report of negative history by leveraging the consumer laws. We have had people with thousands of dollars of debt get items removed that were holding that back from obtaining cars, credit cards, homes and personal loans to help them with their lives. We use a wide variety of resources and even help to teach clients about the process so that once we’re done with them, they’re also very knowledgeable on the subject of credit! One of my proudest moments was when there a gentleman who was active duty in the military who we helped get approved for a home. He was our first client to get approved for one and I felt like I could’ve actually shed a tear that day! We’ve had people get their student loans corrected, some have had bankruptcy issues and even people with repossessions or collections. We’ve seen it all folks!

Can you share something surprising about yourself?
Something surprising that most people don’t know I’d say would be that it took a while for me to have confidence in my brand, the beginning stages were rough to say the least.

Contact Info:

• Email: Rasheed@newlifecredit.com
• Website: www.newlifecreditconsultants.com
• Instagram: @_arrasheed
• Facebook: https://www.facebook.com/rasheedb/

Image Credits:
Stories Untold Media Group